Get a business cash advance from Merchant Cash Express and pay it back with your future credit or debit card sales. A business cash advance is a revolutionary alternative to an unsecured business loan.

If you need capital to grow your business, repay debt, or stock up on seasonal inventory, a merchant cash advance is a great business financing alternative. See how you can get up to £100,000 to fund your business.

How it Works

Merchant Cash Express helps you convert your future credit and debit card receivables into an unsecured cash advance.

1) Complete our simple online application form

2) We fund your account within 10 working days.

3) Once funded, there are no fixed payments - A percentage of your future card sales repays your balance.

MCE: Funding Criteria

Our qualification criteria is simple to meet.

► Average £3,500 in monthly Credit/Debit Card sales.
► Provide twelve (12) months of VISA/MasterCard statements.
► Provide three trade references.
► Confirm one year remaining on your retail lease.
► Confirm good standing with your current card processor.

Programme Overview

Merchant Cash Express offers small business owners a revolutionary new financial alternative. Our streamlined process is fast and easy - with no requirement for financial statements or tax returns. Your repayment period is flexible because it's based on your actual Visa/MasterCard receipts.
Merchant Cash Express provides you with business funding by purchasing a small percentage of your future credit and/or debit card sales.

A mutually agreed-upon percentage of your future credit card and debit card sales will be deducted from your daily Visa/MasterCard receipts until your balance is repaid.

The collection process is totally automated through your card processor, eliminating the need for you to write cheques or send money.

All transactions are handled by your card processor with the same degree of safety and accuracy that you're accustomed to receiving.

Customer Testimonials

"Everyone I spoke to at Merchant Cash Express was helpful and professional. The transaction was completed with minimum fuss and unnecessary lengthy paperwork. The funding has been very beneficial to me and I will certainly use MCE again".
Fiona Scott, Pick Of The Bunch Florists, Bristol
"I received an introduction to Merchant Cash Express through Lloyds TSB Cardnet. When I first read about the company I thought it sounded too good to be true. I rang and spoke to a representative who explained how it worked . It was as easy as he said it was. The form that I filled in was not complicated and long winded. Within the week the amount I had asked for was on my account. That's what I call Express service. I am pleased with the way this system works and will definitely use them again."
John Wood, Claritys Hair Salons, Manchester & Denton

"We have just completed our second cycle of funding with Merchant Cash Express and we have found this new area of funding ideal for our needs. It has helped us to expand our business which we would not have been able to do using normal banking methods. We found the start up quick and easy. The staff were very helpful and I would not hesitate to recommend you to my other business friends and associates."
David Pettit, Fenland Interiors, Cambridgeshire

Merchant Cash Express works in partnership with Lloyds TSB Cardnet.